Rego Payment Architectures, Inc. (OTC:RPMT)
Insiders here have filed 1 Form 4 in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Loses money on what it sells.
- Revenue
- $46K
- Net income
- -$8.8M
- Net margin
- -19181.5%
Not enough balance-sheet detail to judge the debt load.
- Total debt
- $23.9M
- Cash
- $95K
Owes more within a year than it holds to pay it.
- Current assets
- $146K
- Current liabilities
- $53.2M
- Current ratio
- 0.00
Consumes cash and must keep raising it.
- Operating cash flow
- -$5.3M
- Free cash flow
- -$5.3M
- FCF margin
- -11562.3%
Burning cash with under a year of runway — expect a raise.
- Shares outstanding
- 136.6M
- Share growth (1y)
- 0.2%
- Cash runway
- 0 months
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
RPMT Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
| Revenue | $31.85 K | $11.75 K | $2.25 K | $0.00 | $0.00 | $0.00 |
| Revenue Growth (YoY) | — | — | — | — | — | — |
| Cost of Revenue | $13.76 K | $6.88 K | -$122.51 K | $40.06 K | $57.59 K | $64.88 K |
| Gross Profit | $18.09 K | $11.75 K | $124.76 K | -$40.06 K | -$57.59 K | -$64.88 K |
| SG&A Expense | $1.01 M | $694.31 K | $804.60 K | $1.27 M | $936.87 K | $1.93 M |
| R&D Expense | $787.05 K | $876.08 K | $1.10 M | $808.78 K | $863.44 K | $558.54 K |
| Operating Expenses | $1.78 M | $1.62 M | $1.90 M | $2.08 M | $1.86 M | $2.49 M |
| Operating Income | -$1.76 M | -$1.56 M | -$1.78 M | -$2.08 M | -$1.86 M | -$2.56 M |
| Pretax Income | -$2.12 M | -$1.94 M | -$1.61 M | -$2.42 M | -$2.11 M | -$3.45 M |
| Tax Provision | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Net Income | -$2.12 M | -$1.94 M | -$2.32 M | -$2.42 M | -$2.11 M | -$3.45 M |
| EPS (Basic) | -$0.02 | -$0.02 | -$0.02 | -$0.02 | -$0.02 | -$0.03 |
| EPS (Diluted) | -$0.02 | -$0.02 | -$0.02 | -$0.02 | -$0.02 | -$0.03 |
| Shares Outstanding | 136.59 M | 136.59 M | 136.34 M | 136.26 M | 136.25 M | 136.25 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.