OppFi Inc. (New York Stock Exchange:OPFI)
| Market Cap | $501.18M-39.9% |
| Revenue (ttm) | $605.53M+5.6% |
| Net Income | $94.57M+2341.1% |
| EPS | $1.33+272.7% |
| Shares Out | 84.73M |
| PE Ratio | 2.57 |
| Forward PE | 3.70 |
| Dividend | n/a |
| Ex-Dividend Date | Apr 8, 2025 |
| Volume | 569,902 |
| Open | $5.99 |
| Previous Close | $5.98 |
| Day's Range | $5.89 - $6.03 |
| 52-Week Range | $5.36 - $11.69 |
| Beta | 1.93 |
| Analysts | Buy |
| Price Target | $10.25(+73.29%) |
| Earnings Date | Mar 10, 2027 |
About OPFI
OppFi Inc. provides a financial technology platform that enables banks to extend various lending solutions. This platform notably features several distinct financial instruments: the OppLoan, a standard installment loan; SalaryTap, an installment loan secured via payroll deduction; and the OppFi Card, a dedicated credit card. OppFi's headquarters are situated in Chicago, Illinois.
OppFi Inc. Stock Analysis — InsiderScore
OppFi Inc. scored higher than 88% of companies evaluated by InsiderBuying, and ranked 21st out of 231 stocks in the financials sector.
Scores are percentile-ranked against every company we scored that day, with extra weight given to the size and conviction of each purchase and the seniority of the buyer.
Insiders at OppFi Inc. bought $638.0K of stock across 21 purchases in the last 90 days, the largest of them $144.0K.
The average purchase added about 1% to the buyer's existing holding. Doubling a stake earns full marks here; topping up an already large position earns very little.
Every buyer already held stock, so each purchase is an increase rather than a first position.
This category carries 35% of the Insider Score.
What Are Insiders Doing?
View the trades behind this meter — each links to its SEC Form 4 →
Open-market Form 4 purchases (code P) vs sales (code S) on file for this company. Grants, option exercises and tax withholdings are excluded. Informational only.
Analyst consensus
1 firm rating OPFI in the last 3 months, one vote each. Issuer-paid research is not counted.
Next catalysts
- Mar 10, 2027Earnings report
$OPFI stock is featured in our Insider Score Rankings, and Insider Trades datasets.
→ All Stock ListsRecently reported changes in OPFI holdings by institutional investors
Latest 0 13F filings · Source: SEC EDGAR
View all institutional owners →Insider Trading
Quarterly net insider trading by OPFI's directors and management
Source: SEC EDGAR (Form 4)
Corporate Lobbying
OPFI Estimated quarterly lobbying spending
Source: U.S. Senate LDA
OPFI Revenue by Segment
| Direct marketing costs | $13.04M | 33.78% |
| Professional fees | $7.54M | 19.52% |
| General, administrative and other | $5.21M | 13.50% |
| Technology costs | $3.93M | 10.19% |
| Net change in fair value | $3.30M | 8.54% |
| Change in fair value of warrant liabilities | $2.84M | 7.36% |
| Payment processing fees | $1.68M | 4.34% |
| Occupancy | $985.00K | 2.55% |
| Other income | $86.00K | 0.22% |
As of: Q3 2026 (Sep 30, 2026) · Source: SEC EDGAR (10-Q)
U.S. Patents
New OPFI patent grants
Source: USPTO Open Data Portal
Government Contracts
Estimated quarterly amount awarded to OPFI from public contracts
Source: USAspending.gov
Top ETF Holders
ETFs with the largest estimated holdings in OPFI
| VTIVanguard Morningstar Total Stock Market ETF | $6.50M |
| IWMiShares Russell 2000 ETF | $5.16M |
| VXFVanguard Extended Market ETF | $2.36M |
| DFASDimensional - US Small Cap ETF | $2.26M |
| IWOiShares Russell 2000 Growth ETF | $1.87M |
| AVUVAvantis U.S. Small Cap Value ETF | $1.65M |
Estimated from each fund’s disclosed top holdings × AUM
Bull Case vs Bear Case
AI-generated from OPFI’s recent data — informational, not investment advice
What’s Behind the Score
News check: OppFi withdrew major acquisition bid and reset FY26 guidance; offset partially by Q2 miss acknowledgment and conference participation.
Recent Insider Activity
Insider Score Trend Over Time
-3.6 since Sep 14Composite Insider Score (0–100) recomputed on each scoring run from live SEC Form 4 data.