Green Dot Corp (New York Stock Exchange:GDOT)
Insiders here have filed 1 Form 4 in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Loses money on what it sells.
- Revenue
- $2.38B
- Net income
- -$2.5M
- Net margin
- -0.1%
Little or no net debt.
- Total debt
- $65.5M
- Cash
- $1.17B
- Net debt / EBITDA
- -8.00x
Owes more within a year than it holds to pay it.
- Current assets
- $2.45B
- Current liabilities
- $5.29B
- Current ratio
- 0.46
Roughly cash-neutral.
- Operating cash flow
- $95.7M
- Free cash flow
- $76.3M
- FCF margin
- 3.2%
Not funding itself by issuing shares.
- Shares outstanding
- 57.0M
- Share growth (1y)
- 2.9%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
GDOT Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | $601.09 M | $595.88 M | $656.25 M | $522.62 M | $494.83 M | $504.18 M |
| Revenue Growth (YoY) | 21.47 % | 18.19 % | 17.42 % | 14.85 % | 20.76 % | 23.84 % |
| Cost of Revenue | $493.31 M | $477.49 M | $457.65 M | $405.09 M | $374.28 M | $358.69 M |
| Gross Profit | $107.78 M | $118.39 M | $198.60 M | $117.53 M | $120.55 M | $145.49 M |
| SG&A Expense | $139.85 M | $142.85 M | $152.76 M | $144.54 M | $135.03 M | $133.72 M |
| R&D Expense | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Operating Expenses | $113.22 M | $113.48 M | $127.74 M | $144.54 M | $153.38 M | $132.09 M |
| Operating Income | -$5.44 M | $4.92 M | $70.86 M | -$27.01 M | -$32.83 M | $13.40 M |
| Pretax Income | -$9.99 M | -$2.35 M | $67.64 M | -$32.28 M | -$35.72 M | -$62.92 M |
| Tax Provision | -$2.60 M | -$268.00 K | $13.89 M | $14.54 M | -$4.93 M | -$15.90 M |
| Net Income | -$7.39 M | -$2.09 M | $53.75 M | -$46.82 M | -$30.79 M | -$47.02 M |
| EPS (Basic) | -$0.13 | -$0.04 | $0.96 | -$0.84 | -$0.56 | -$0.85 |
| EPS (Diluted) | -$0.13 | -$0.04 | $0.93 | -$0.84 | -$0.56 | -$0.85 |
| Shares Outstanding | 56.99 M | 56.77 M | 55.74 M | 55.49 M | 55.40 M | 55.13 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.