Washington Trust Bancorp Inc (NASDAQ:WASH)
Insiders filed in the last 90 days, but none of those trades qualified for scoring — round-trip buys and filings whose price is far off the market are excluded.
Keeps a healthy share of every dollar it sells.
- Revenue
- $381.9M
- Net income
- $63.9M
- Net margin
- 16.7%
Heavily indebted for what it earns.
- Total debt
- $435.8M
- Cash
- $85.6M
- Net debt / EBITDA
- 4.16x
Owes more within a year than it holds to pay it.
- Current assets
- $944.8M
- Current liabilities
- $5.44B
- Current ratio
- 0.17
The business funds itself from operations.
- Operating cash flow
- $93.2M
- Free cash flow
- $89.3M
- FCF margin
- 23.4%
Not funding itself by issuing shares.
- Shares outstanding
- 19.1M
- Share growth (1y)
- -0.3%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
WASH Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | 98.67 M | 93.83 M | 92.06 M | 97.34 M | 98.58 M | 95.92 M |
| Revenue Growth (YoY) | 0.09 % | -2.18 % | -3.21 % | 1872.44 % | -5.08 % | -5.65 % |
| Cost of Revenue | 35.51 M | 34.97 M | 38.46 M | 38.69 M | 48.91 M | 42.26 M |
| Gross Profit | 63.16 M | 58.87 M | 53.60 M | 58.65 M | 49.67 M | 53.66 M |
| SG&A Expense | 28.79 M | 27.04 M | 25.82 M | 25.70 M | 24.49 M | 1.44 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 38.80 M | 38.60 M | 37.77 M | 37.98 M | 35.73 M | 36.53 M |
| Operating Income | 24.36 M | 20.27 M | 16.06 M | 20.67 M | 13.94 M | 17.13 M |
| Pretax Income | 24.36 M | 20.27 M | 16.06 M | 20.67 M | 13.94 M | 17.13 M |
| Tax Provision | 4.98 M | 4.29 M | 3.46 M | 4.69 M | 3.10 M | 3.89 M |
| Net Income | 19.38 M | 15.98 M | 12.60 M | 15.97 M | 10.85 M | 13.24 M |
| EPS (Basic) | 1.02 | 0.84 | 0.66 | 0.84 | 0.57 | 0.69 |
| EPS (Diluted) | 1.01 | 0.83 | 0.66 | 0.83 | 0.56 | 0.68 |
| Shares Outstanding | 19.08 M | 19.06 M | 19.04 M | 19.03 M | 19.13 M | 19.29 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.