Unum Group (New York Stock Exchange:UNM)
Insiders filed in the last 90 days, but none of those trades qualified for scoring — round-trip buys and filings whose price is far off the market are excluded.
Profitable, but on a thin margin.
- Revenue
- $13.25B
- Net income
- $702.7M
- Net margin
- 5.3%
Heavily indebted for what it earns.
- Total debt
- $3.76B
- Cash
- $199.2M
- Net debt / EBITDA
- 2.83x
Comfortably covers what is due within a year.
- Current assets
- $1.83B
- Current liabilities
- $101.8M
- Current ratio
- 17.97
The business funds itself from operations.
- Operating cash flow
- $830.4M
- Free cash flow
- $693.0M
- FCF margin
- 5.2%
Not funding itself by issuing shares.
- Shares outstanding
- 159.7M
- Share growth (1y)
- -8.3%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
UNM Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
| Revenue | 3.29 B | 3.36 B | 3.24 B | 3.36 B | 3.35 B | 3.08 B |
| Revenue Growth (YoY) | -1.64 % | 9.02 % | 1.25 % | 4.85 % | 4.39 % | -3.24 % |
| Cost of Revenue | 2.00 B | 2.00 B | 1.89 B | 2.62 B | 2.28 B | 2.17 B |
| Gross Profit | 1.29 B | 1.35 B | 1.35 B | 738.20 M | 1.07 B | 910.50 M |
| SG&A Expense | 0.00 | 1.05 B | 0.00 | 292.40 M | 292.00 M | 310.40 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 960.30 M | 1.05 B | 1.13 B | 683.70 M | 651.90 M | 666.90 M |
| Operating Income | 329.50 M | 302.70 M | 218.40 M | 54.50 M | 417.00 M | 243.60 M |
| Pretax Income | 329.50 M | 302.70 M | 218.40 M | 54.50 M | 417.00 M | 243.60 M |
| Tax Provision | 72.60 M | 70.70 M | 44.30 M | 14.80 M | 81.40 M | 54.50 M |
| Net Income | 256.90 M | 232.00 M | 174.10 M | 39.70 M | 335.60 M | 189.10 M |
| EPS (Basic) | 1.61 | 1.41 | 1.04 | 0.23 | 1.93 | 1.06 |
| EPS (Diluted) | 1.61 | 1.41 | 1.04 | 0.23 | 1.92 | 1.06 |
| Shares Outstanding | 159.66 M | 164.07 M | 167.65 M | 170.25 M | 174.11 M | 178.29 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.