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UmweltBank Aktiengesellschaft (Deutsche Börse:UBK.DE)
DE · Delayed Price · Currency is EUR
Financial Services · Banks - Regional
3.42
Insider Score
––Not scored
UBK.DE Insider Score
No insider has filed an open-market purchase or sale here in the last 90 days, so there is nothing to score yet.
Financial Health Score
Sound
From UBK.DE’s reported statements · Q2 2026 (trailing 12 months) · 4 of 5 pillars
Profitability10 / 20
Loses money on what it sells.
- Revenue
- $85.4M
- Net income
- -$573K
- Net margin
- -0.7%
Leverage20 / 20
Little or no net debt.
- Total debt
- $0
- Cash
- $0
- Net debt / EBITDA
- 0.00x
Liquidity—
Current assets or liabilities not reported.
- Current assets
- $0
- Current liabilities
- $0
- Current ratio
- —
Cash generation11 / 20
Roughly cash-neutral.
- Operating cash flow
- $0
- Free cash flow
- $0
- FCF margin
- 0.0%
Dilution & runway8 / 20
Some dilution over the past year.
- Shares outstanding
- 41.4M
- Share growth (1y)
- 14.8%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
UBK.DE Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
| Revenue | 32.16 M | 16.69 M | 18.27 M | 18.27 M | 21.18 M | 21.18 M |
| Revenue Growth (YoY) | 51.86 % | -21.20 % | 239.83 % | 239.83 % | 10.28 % | 10.28 % |
| Cost of Revenue | -1.22 M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 33.38 M | 16.69 M | 18.27 M | 18.27 M | 21.18 M | 21.18 M |
| SG&A Expense | 17.10 M | 15.60 M | 21.56 M | 21.56 M | 19.82 M | 19.82 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 31.20 M | 15.60 M | 21.56 M | 21.56 M | 17.83 M | 17.83 M |
| Operating Income | 2.18 M | 1.09 M | -3.29 M | -3.29 M | 3.35 M | 3.35 M |
| Pretax Income | 2.18 M | 1.09 M | -3.35 M | -3.35 M | 3.35 M | 3.35 M |
| Tax Provision | 1.36 M | 681.00 K | 365.83 K | 365.83 K | 6.00 K | 6.00 K |
| Net Income | 815.00 K | 407.50 K | -897.50 K | -897.50 K | 3.35 M | 3.35 M |
| EPS (Basic) | 0.02 | 0.01 | -0.02 | -0.02 | 0.00 | 0.00 |
| EPS (Diluted) | 0.02 | 0.01 | -0.02 | -0.02 | 0.00 | 0.00 |
| Shares Outstanding | 41.40 M | 41.40 M | 41.40 M | 41.40 M | 36.06 M | 36.06 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.
Disclaimer — Informational only — not investment advice. Insider transaction data is sourced from SEC Form 4 filings; market data from public feeds and may be delayed. The Insider Score is a proprietary score for research purposes and does not predict future performance. Always do your own research.