Timberland Bancorp Inc (TSBK)
Insiders here have filed 28 Form 4s in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Keeps a healthy share of every dollar it sells.
- Revenue
- $109.6M
- Net income
- $31.5M
- Net margin
- 28.7%
Little or no net debt.
- Total debt
- $14.3M
- Cash
- $32.8M
- Net debt / EBITDA
- -0.45x
Comfortably covers what is due within a year.
- Current assets
- $40.1M
- Current liabilities
- $4.3M
- Current ratio
- 9.28
The business funds itself from operations.
- Operating cash flow
- $28.9M
- Free cash flow
- $26.7M
- FCF margin
- 24.4%
Not funding itself by issuing shares.
- Shares outstanding
- 7.8M
- Share growth (1y)
- -1.1%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
TSBK Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | 20.76 M | 20.08 M | 20.71 M | 21.42 M | 19.40 M |
| Revenue Growth (YoY) | 7.02 % | — | — | — | — |
| Cost of Revenue | — | — | — | — | — |
| Gross Profit | — | — | — | — | — |
| SG&A Expense | 6.81 M | 6.88 M | 6.87 M | 6.45 M | 6.22 M |
| R&D Expense | — | — | — | — | — |
| Operating Expenses | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Pretax Income | 9.65 M | 8.87 M | 10.32 M | 10.31 M | 8.89 M |
| Tax Provision | 1.93 M | 1.74 M | 2.10 M | 1.86 M | 1.79 M |
| Net Income | 7.72 M | 7.13 M | 8.22 M | 8.45 M | 7.10 M |
| EPS (Basic) | 0.99 | 0.91 | 1.04 | 1.07 | 0.90 |
| EPS (Diluted) | 0.98 | 0.90 | 1.04 | 1.07 | 0.90 |
| Shares Outstanding | 7.80 M | 7.88 M | 7.89 M | 7.88 M | 7.89 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.