Security National Financial Corp (NASDAQ:SNFCA)
Insiders here have filed 4 Form 4s in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Keeps a healthy share of every dollar it sells.
- Revenue
- $249.1M
- Net income
- $37.3M
- Net margin
- 15.0%
Little or no net debt.
- Total debt
- $122.2M
- Cash
- $163.4M
- Net debt / EBITDA
- -0.76x
Owes more within a year than it holds to pay it.
- Current assets
- $169.6M
- Current liabilities
- $272.3M
- Current ratio
- 0.62
The business funds itself from operations.
- Operating cash flow
- $80.6M
- Free cash flow
- $79.3M
- FCF margin
- 31.8%
Not funding itself by issuing shares.
- Shares outstanding
- 26.0M
- Share growth (1y)
- 5.1%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
SNFCA Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
| Revenue | 83.93 M | 79.73 M | 82.98 M | 2.50 M | 2.37 M | 82.74 M |
| Revenue Growth (YoY) | 3446.80 % | -3.64 % | 3873.71 % | 6.05 % | 4.52 % | 5479.89 % |
| Cost of Revenue | 24.32 M | 24.54 M | 24.60 M | 1.07 M | 1.29 M | 1.25 M |
| Gross Profit | 59.61 M | 55.19 M | 58.39 M | 1.43 M | 1.07 M | 81.49 M |
| SG&A Expense | 730.35 M | 737.06 M | 30.97 M | 31.05 M | 32.00 M | 23.01 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 47.95 M | 46.14 M | 41.04 M | -8.72 M | -7.26 M | 75.92 M |
| Operating Income | 11.66 M | 9.05 M | 17.35 M | 10.15 M | 8.34 M | 5.57 M |
| Pretax Income | 11.66 M | 9.05 M | 17.35 M | 10.15 M | 8.34 M | 5.57 M |
| Tax Provision | 2.68 M | 2.05 M | 3.86 M | 2.34 M | 1.83 M | 1.23 M |
| Net Income | 8.98 M | 7.00 M | 13.49 M | 7.82 M | 6.51 M | 4.34 M |
| EPS (Basic) | 0.34 | 0.28 | 0.63 | 0.32 | 0.26 | 0.18 |
| EPS (Diluted) | 0.33 | 0.27 | 0.63 | 0.31 | 0.25 | 0.18 |
| Shares Outstanding | 26.04 M | 24.82 M | 21.33 M | 24.71 M | 24.77 M | 23.52 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.