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Banco Santander, S.A. Sponsored (New York Stock Exchange:SAN)
ES · Delayed Price · Currency is USD
Financial Services · Banks - Diversified
12.47+0.10 (+0.81%)
Market cap
$181B
Insider Score
Health Score
Analyst consensus
Listed since
Jul 30, 1987
Website
Insider Score
––Not scored
SAN Insider Score
No insider has filed an open-market purchase or sale here in the last 90 days, so there is nothing to score yet.
Financial Health Score
Fair
From SAN’s reported statements · Q2 2026 (trailing 12 months) · 4 of 5 pillars
Profitability19 / 20
Keeps a healthy share of every dollar it sells.
- Revenue
- $90.24B
- Net income
- $15.79B
- Net margin
- 17.5%
Leverage0 / 20
Heavily indebted for what it earns.
- Total debt
- $450.66B
- Cash
- $137.95B
- Net debt / EBITDA
- 14.78x
Liquidity—
Current assets or liabilities not reported.
- Current assets
- $137.95B
- Current liabilities
- $0
- Current ratio
- —
Cash generation5 / 20
Consumes cash and must keep raising it.
- Operating cash flow
- -$6.88B
- Free cash flow
- -$10.21B
- FCF margin
- -11.3%
Dilution & runway20 / 20
Not funding itself by issuing shares.
- Shares outstanding
- 14677.9M
- Share growth (1y)
- -1.3%
- Cash runway
- 241 months
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
SAN Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 29, 2025 | Jun 30, 2025 | Mar 31, 2025 |
| Revenue | 33.48 B | 29.68 B | 14.98 B | 12.10 B | 14.33 B | 31.58 B |
| Revenue Growth (YoY) | 133.61 % | -6.02 % | -5.27 % | -18.99 % | -7.48 % | -6.41 % |
| Cost of Revenue | 20.07 B | 17.42 B | 3.17 B | 2.43 B | 3.45 B | 18.65 B |
| Gross Profit | 13.41 B | 12.26 B | 11.80 B | 9.67 B | 10.88 B | 12.93 B |
| SG&A Expense | 3.62 B | 5.00 B | 5.58 B | 4.46 B | 5.30 B | 5.29 B |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 8.56 B | 7.23 B | 6.88 B | 5.70 B | 6.47 B | 7.74 B |
| Operating Income | 4.85 B | 5.03 B | 4.92 B | 3.98 B | 4.42 B | 5.19 B |
| Pretax Income | 4.85 B | 5.03 B | 4.92 B | 3.98 B | 4.42 B | 5.19 B |
| Tax Provision | 1.21 B | 1.25 B | 1.16 B | 1.02 B | 1.04 B | 1.45 B |
| Net Income | 3.58 B | 5.46 B | 3.76 B | 2.99 B | 3.43 B | 3.40 B |
| EPS (Basic) | 0.24 | 0.36 | 0.25 | 0.20 | 0.22 | 0.22 |
| EPS (Diluted) | 0.24 | 0.36 | 0.24 | 0.19 | 0.22 | 0.21 |
| Shares Outstanding | 14.68 B | 15.15 B | 14.87 B | 14.87 B | 14.87 B | 15.14 B |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.
Disclaimer — Informational only — not investment advice. Insider transaction data is sourced from SEC Form 4 filings; market data from public feeds and may be delayed. The Insider Score is a proprietary score for research purposes and does not predict future performance. Always do your own research.