Saia Inc (NASDAQ:SAIA)
Insiders here have filed 3 Form 4s in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Profitable, but on a thin margin.
- Revenue
- $3.54B
- Net income
- $283.1M
- Net margin
- 8.0%
Little or no net debt.
- Total debt
- $263.4M
- Cash
- $202.5M
- Net debt / EBITDA
- 0.10x
Comfortably covers what is due within a year.
- Current assets
- $708.7M
- Current liabilities
- $386.7M
- Current ratio
- 1.83
The business funds itself from operations.
- Operating cash flow
- $618.1M
- Free cash flow
- $278.8M
- FCF margin
- 7.9%
Not funding itself by issuing shares.
- Shares outstanding
- 26.8M
- Share growth (1y)
- 0.1%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
SAIA Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | 982.45 M | 956.49 M | 806.23 M | 789.95 M | 839.64 M | 817.12 M |
| Revenue Growth (YoY) | 17.01 % | 17.06 % | 2.37 % | 0.13 % | -0.29 % | -0.74 % |
| Cost of Revenue | 814.96 M | 782.29 M | 693.30 M | 679.85 M | 690.15 M | 672.85 M |
| Gross Profit | 167.50 M | 174.21 M | 112.92 M | 110.11 M | 149.49 M | 144.26 M |
| SG&A Expense | 21.26 M | 24.41 M | 22.90 M | 24.80 M | 23.61 M | 22.83 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 45.21 M | 48.99 M | 46.12 M | 46.08 M | 30.88 M | 44.86 M |
| Operating Income | 122.29 M | 125.21 M | 66.81 M | 64.02 M | 118.61 M | 99.40 M |
| Pretax Income | 121.38 M | 125.47 M | 65.03 M | 61.44 M | 114.83 M | 95.56 M |
| Tax Provision | 29.93 M | 31.21 M | 15.17 M | 13.92 M | 28.51 M | 24.17 M |
| Net Income | 91.44 M | 94.26 M | 49.87 M | 47.52 M | 86.32 M | 71.39 M |
| EPS (Basic) | 3.41 | 3.52 | 1.86 | 1.78 | 3.23 | 2.67 |
| EPS (Diluted) | 3.41 | 3.51 | 1.86 | 1.77 | 3.22 | 2.67 |
| Shares Outstanding | 26.79 M | 26.78 M | 26.76 M | 26.75 M | 26.75 M | 26.74 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.