Rli Corp (New York Stock Exchange:RLI)
Insiders here have filed 2 Form 4s in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Keeps a healthy share of every dollar it sells.
- Revenue
- $1.94B
- Net income
- $395.1M
- Net margin
- 20.3%
Little or no net debt.
- Total debt
- $297.0M
- Cash
- $46.2M
- Net debt / EBITDA
- 0.48x
Covers near-term obligations, without much room.
- Current assets
- $6.16B
- Current liabilities
- $4.35B
- Current ratio
- 1.42
The business funds itself from operations.
- Operating cash flow
- $539.5M
- Free cash flow
- $531.5M
- FCF margin
- 27.4%
Not funding itself by issuing shares.
- Shares outstanding
- 92.3M
- Share growth (1y)
- -0.1%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
RLI Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | 476.96 M | 575.57 M | 423.87 M | 465.69 M | 509.26 M | 499.83 M |
| Revenue Growth (YoY) | -6.34 % | 15.15 % | 3.98 % | 6.05 % | 8.36 % | 20.02 % |
| Cost of Revenue | 201.34 M | 189.90 M | 193.24 M | 306.40 M | 347.15 M | 339.67 M |
| Gross Profit | 275.62 M | 385.67 M | 230.63 M | 159.29 M | 162.11 M | 160.15 M |
| SG&A Expense | 0.00 | 0.00 | 0.00 | 33.41 M | 5.04 M | 4.75 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 175.53 M | 174.99 M | 163.28 M | 33.41 M | 4.87 M | 3.64 M |
| Operating Income | 100.09 M | 210.69 M | 67.34 M | 125.88 M | 157.25 M | 156.51 M |
| Pretax Income | 100.09 M | 210.69 M | 67.34 M | 113.59 M | 157.25 M | 156.51 M |
| Tax Provision | 19.08 M | 42.66 M | 12.46 M | 22.41 M | 32.63 M | 32.18 M |
| Net Income | 81.01 M | 168.03 M | 54.88 M | 91.18 M | 124.61 M | 124.34 M |
| EPS (Basic) | 0.88 | 1.82 | 0.60 | 0.99 | 1.35 | 1.35 |
| EPS (Diluted) | 0.88 | 1.82 | 0.60 | 0.99 | 1.35 | 1.34 |
| Shares Outstanding | 92.25 M | 92.16 M | 92.19 M | 92.22 M | 92.31 M | 92.52 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.