Rocket Companies, Inc. (New York Stock Exchange:RKT)
Insiders filed in the last 90 days, but none of those trades qualified for scoring — round-trip buys and filings whose price is far off the market are excluded.
Profitable, but on a thin margin.
- Revenue
- $9.67B
- Net income
- $471.1M
- Net margin
- 4.9%
Heavily indebted for what it earns.
- Total debt
- $33.18B
- Cash
- $3.10B
- Net debt / EBITDA
- 12.14x
Owes more within a year than it holds to pay it.
- Current assets
- $3.10B
- Current liabilities
- $5.77B
- Current ratio
- 0.54
Roughly cash-neutral.
- Operating cash flow
- -$634.9M
- Free cash flow
- -$773.4M
- FCF margin
- -8.0%
Heavy dilution — shareholders are paying for the business.
- Shares outstanding
- 2832.4M
- Share growth (1y)
- 1552.2%
- Cash runway
- 59 months
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
RKT Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
| Revenue | 2.64 B | 2.74 B | 2.50 B | 1.79 B | 1.45 B | 1.10 B |
| Revenue Growth (YoY) | 82.00 % | 148.61 % | 36.04 % | 139.06 % | 5.00 % | -23.26 % |
| Cost of Revenue | 290.00 M | 292.00 M | 314.00 M | 78.34 M | 148.60 M | 102.33 M |
| Gross Profit | 2.35 B | 2.45 B | 2.18 B | 1.71 B | 1.30 B | 998.98 M |
| SG&A Expense | 859.00 M | 880.00 M | -399.81 M | 628.83 M | 1.15 B | 1.15 B |
| R&D Expense | 0.00 | 0.00 | 77.82 M | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 1.70 B | 1.70 B | 1.68 B | 1.67 B | 1.28 B | 1.22 B |
| Operating Income | 655.00 M | 749.00 M | 504.00 M | 43.78 M | 24.26 M | -223.10 M |
| Pretax Income | 281.00 M | 400.00 M | 169.00 M | -184.20 M | 24.26 M | -223.10 M |
| Tax Provision | 52.00 M | 103.00 M | 100.83 M | -60.34 M | -9.83 M | -10.66 M |
| Net Income | 230.00 M | 297.00 M | 68.00 M | -123.85 M | -1.78 M | -10.38 M |
| EPS (Basic) | 0.08 | 0.11 | 0.02 | -0.06 | -0.01 | -0.07 |
| EPS (Diluted) | 0.08 | 0.10 | 0.02 | -0.06 | -0.00 | -0.01 |
| Shares Outstanding | 2.83 B | 2.83 B | 2.83 B | 2.11 B | 171.44 M | 147.72 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.