Pultegroup Inc/Mi/ (PHM)
Insiders here have filed 2 Form 4s in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Keeps a healthy share of every dollar it sells.
- Revenue
- $15.98B
- Net income
- $1.80B
- Net margin
- 11.2%
Little or no net debt.
- Total debt
- $2.19B
- Cash
- $1.37B
- Net debt / EBITDA
- 0.36x
Comfortably covers what is due within a year.
- Current assets
- $15.93B
- Current liabilities
- $2.73B
- Current ratio
- 5.84
The business funds itself from operations.
- Operating cash flow
- $1.41B
- Free cash flow
- $1.30B
- FCF margin
- 8.1%
Not funding itself by issuing shares.
- Shares outstanding
- 186.6M
- Share growth (1y)
- -5.0%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
PHM Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | 3.97 B | 3.98 B | 3.41 B | 4.61 B | 4.40 B | 4.40 B |
| Revenue Growth (YoY) | -9.78 % | -9.56 % | -12.44 % | -6.32 % | -1.60 % | -4.26 % |
| Cost of Revenue | 2.91 B | 3.16 B | 2.59 B | 3.47 B | 3.18 B | 3.21 B |
| Gross Profit | 1.07 B | 825.45 M | 822.11 M | 1.14 B | 1.22 B | 1.20 B |
| SG&A Expense | 397.20 M | 382.96 M | 380.33 M | 389.46 K | 400.68 M | 390.45 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 458.67 M | 382.96 M | 380.33 M | 389.46 M | 459.58 M | 392.75 M |
| Operating Income | 608.28 M | 442.49 M | 440.36 M | 753.04 M | 761.31 M | 805.45 M |
| Pretax Income | 625.21 M | 622.44 M | 449.40 M | 655.24 M | 767.79 M | 807.16 M |
| Tax Provision | 149.48 M | 150.44 M | 102.40 M | 153.63 M | 181.95 M | 198.67 M |
| Net Income | 475.73 M | 472.00 M | 347.00 M | 501.61 M | 585.83 M | 608.48 M |
| EPS (Basic) | 2.55 | 2.46 | 1.81 | 2.58 | 2.98 | 3.05 |
| EPS (Diluted) | 2.53 | 2.43 | 1.79 | 2.56 | 2.96 | 3.03 |
| Shares Outstanding | 186.63 M | 191.71 M | 191.71 M | 194.14 M | 196.54 M | 199.24 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.