Pcb Bancorp (NASDAQ:PCB)
Insiders here have filed 3 Form 4s in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Keeps a healthy share of every dollar it sells.
- Revenue
- $212.7M
- Net income
- $41.8M
- Net margin
- 19.7%
A manageable debt load.
- Total debt
- $107.7M
- Cash
- $30.9M
- Net debt / EBITDA
- 1.23x
Comfortably covers what is due within a year.
- Current assets
- $41.5M
- Current liabilities
- $10.0M
- Current ratio
- 4.15
The business funds itself from operations.
- Operating cash flow
- $41.4M
- Free cash flow
- $41.0M
- FCF margin
- 19.3%
Not funding itself by issuing shares.
- Shares outstanding
- 14.1M
- Share growth (1y)
- -0.9%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
PCB Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
| Revenue | 53.24 M | 52.20 M | 52.41 M | 54.88 M | 52.60 M | 49.47 M |
| Revenue Growth (YoY) | 1.21 % | 5.52 % | 6.17 % | 12.89 % | 10.91 % | 6.39 % |
| Cost of Revenue | 23.47 M | 22.49 M | 24.26 M | 24.11 M | 25.11 M | 24.21 M |
| Gross Profit | 29.77 M | 29.72 M | 28.15 M | 30.77 M | 27.50 M | 25.27 M |
| SG&A Expense | 1.09 M | 990.00 K | 11.54 M | 11.10 M | 9.67 M | 9.54 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 15.11 M | 14.81 M | 15.03 M | 14.87 M | 14.83 M | 14.47 M |
| Operating Income | 14.66 M | 14.90 M | 13.12 M | 15.90 M | 12.67 M | 10.79 M |
| Pretax Income | 14.66 M | 14.90 M | 13.12 M | 15.90 M | 12.67 M | 10.79 M |
| Tax Provision | 4.15 M | 4.25 M | 3.89 M | 4.49 M | 3.60 M | 3.06 M |
| Net Income | 10.51 M | 10.65 M | 9.23 M | 11.41 M | 9.07 M | 7.74 M |
| EPS (Basic) | 0.74 | 0.75 | 0.65 | 0.79 | 0.63 | 0.53 |
| EPS (Diluted) | 0.73 | 0.74 | 0.64 | 0.78 | 0.62 | 0.53 |
| Shares Outstanding | 14.11 M | 14.14 M | 14.13 M | 14.23 M | 14.24 M | 14.27 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.