Prosperity Bancshares Inc (New York Stock Exchange:PB)
Insiders filed in the last 90 days, but none of those trades qualified for scoring — round-trip buys and filings whose price is far off the market are excluded.
Keeps a healthy share of every dollar it sells.
- Revenue
- $1.78B
- Net income
- $562.3M
- Net margin
- 31.6%
A manageable debt load.
- Total debt
- $2.67B
- Cash
- $1.68B
- Net debt / EBITDA
- 1.30x
Owes more within a year than it holds to pay it.
- Current assets
- $1.70B
- Current liabilities
- $2.60B
- Current ratio
- 0.65
The business funds itself from operations.
- Operating cash flow
- $620.7M
- Free cash flow
- $602.1M
- FCF margin
- 33.8%
Not funding itself by issuing shares.
- Shares outstanding
- 100.8M
- Share growth (1y)
- 5.8%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
PB Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
| Revenue | 520.00 M | 402.92 M | 429.43 M | 426.83 M | 435.75 M | 422.68 M |
| Revenue Growth (YoY) | 19.34 % | -4.68 % | -2.06 % | -4.52 % | -2.51 % | 3.14 % |
| Cost of Revenue | 128.94 M | 120.63 M | 111.69 M | 124.67 M | 125.04 M | 127.42 M |
| Gross Profit | 391.06 M | 282.29 M | 317.73 M | 302.16 M | 310.70 M | 295.26 M |
| SG&A Expense | 147.84 M | 119.86 M | 88.38 M | 93.15 M | 92.80 M | 95.27 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 175.98 M | 131.96 M | 138.71 M | 126.12 M | 138.56 M | 128.88 M |
| Operating Income | 215.08 M | 150.34 M | 179.02 M | 176.04 M | 172.14 M | 166.38 M |
| Pretax Income | 215.08 M | 150.34 M | 179.02 M | 176.04 M | 172.14 M | 166.38 M |
| Tax Provision | 46.50 M | 34.07 M | 39.11 M | 38.48 M | 36.98 M | 36.16 M |
| Net Income | 168.58 M | 116.27 M | 139.91 M | 137.56 M | 135.16 M | 130.22 M |
| EPS (Basic) | 1.67 | 1.16 | 1.49 | 1.45 | 1.42 | 1.37 |
| EPS (Diluted) | 1.67 | 1.16 | 1.49 | 1.45 | 1.42 | 1.37 |
| Shares Outstanding | 100.78 M | 99.83 M | 94.53 M | 95.09 M | 95.28 M | 95.27 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.