Old Republic International Corp (New York Stock Exchange:ORI)
Insiders filed in the last 90 days, but none of those trades qualified for scoring — round-trip buys and filings whose price is far off the market are excluded.
Keeps a healthy share of every dollar it sells.
- Revenue
- $9.67B
- Net income
- $1.10B
- Net margin
- 11.4%
Little or no net debt.
- Total debt
- $1.75B
- Cash
- $336.0M
- Net debt / EBITDA
- 1.08x
Current assets or liabilities not reported.
- Current assets
- $3.90B
- Current liabilities
- $0
- Current ratio
- —
The business funds itself from operations.
- Operating cash flow
- $1.28B
- Free cash flow
- $1.28B
- FCF margin
- 13.2%
Not funding itself by issuing shares.
- Shares outstanding
- 240.8M
- Share growth (1y)
- -1.2%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
ORI Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | 2.43 B | 2.50 B | 2.40 B | 2.34 B | 2.42 B | 2.21 B |
| Revenue Growth (YoY) | 0.06 % | 13.39 % | 13.51 % | 16.94 % | 3.53 % | 17.98 % |
| Cost of Revenue | 943.90 M | 896.70 M | 840.20 M | 2.06 B | 852.30 M | 826.50 M |
| Gross Profit | 1.48 B | 1.61 B | 1.56 B | 280.50 M | 1.57 B | 1.38 B |
| SG&A Expense | 1.31 B | 1.17 B | 0.00 | 0.00 | 0.00 | 0.00 |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 1.31 B | 1.17 B | 1.15 B | 17.40 M | 1.22 B | 1.12 B |
| Operating Income | 172.90 M | 436.90 M | 413.40 M | 263.10 M | 352.70 M | 259.90 M |
| Pretax Income | 272.20 M | 410.20 M | 413.40 M | 263.10 M | 352.90 M | 260.10 M |
| Tax Provision | 27.80 M | 85.70 M | 83.80 M | 55.80 M | 72.80 M | 51.70 M |
| Net Income | 243.20 M | 322.50 M | 330.00 M | 207.20 M | 279.50 M | 204.40 M |
| EPS (Basic) | 1.01 | 1.34 | 1.35 | 0.85 | 1.14 | 0.84 |
| EPS (Diluted) | 0.99 | 1.31 | 1.32 | 0.83 | 1.11 | 0.81 |
| Shares Outstanding | 240.79 M | 240.52 M | 243.77 M | 243.77 M | 243.77 M | 243.77 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.