Old National Bancorp /In/ (NASDAQ:ONB)
Insiders filed in the last 90 days, but none of those trades qualified for scoring — round-trip buys and filings whose price is far off the market are excluded.
Keeps a healthy share of every dollar it sells.
- Revenue
- $4.06B
- Net income
- $957.7M
- Net margin
- 23.6%
Heavily indebted for what it earns.
- Total debt
- $7.13B
- Cash
- $1.68B
- Net debt / EBITDA
- 4.01x
Owes more within a year than it holds to pay it.
- Current assets
- $16.51B
- Current liabilities
- $57.88B
- Current ratio
- 0.29
The business funds itself from operations.
- Operating cash flow
- $986.8M
- Free cash flow
- $979.5M
- FCF margin
- 24.1%
Not funding itself by issuing shares.
- Shares outstanding
- 379.3M
- Share growth (1y)
- 6.7%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
ONB Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | 1.05 B | 1.00 B | 999.74 M | 1.01 B | 1.02 B | 957.48 M |
| Revenue Growth (YoY) | 2.39 % | 4.93 % | 38.05 % | 32.88 % | 31.89 % | 27.50 % |
| Cost of Revenue | 365.80 M | 339.76 M | 339.76 M | 316.47 M | 342.58 M | 417.01 M |
| Gross Profit | 679.47 M | 664.97 M | 659.97 M | 690.59 M | 678.33 M | 540.47 M |
| SG&A Expense | 276.44 M | 260.87 M | 284.80 M | 354.19 M | 460.83 M | 114.40 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 355.38 M | 340.78 M | 364.70 M | 386.32 M | 445.73 M | 384.77 M |
| Operating Income | 324.09 M | 324.19 M | 295.27 M | 304.27 M | 232.60 M | 155.71 M |
| Pretax Income | 323.77 M | 324.19 M | 295.27 M | 271.53 M | 232.60 M | 155.71 M |
| Tax Provision | 69.78 M | 70.77 M | 61.60 M | 54.90 M | 50.03 M | 30.30 M |
| Net Income | 253.99 M | 253.41 M | 233.67 M | 216.62 M | 182.57 M | 125.41 M |
| EPS (Basic) | 0.67 | 0.67 | 0.60 | 0.55 | 0.46 | 0.35 |
| EPS (Diluted) | 0.67 | 0.67 | 0.59 | 0.55 | 0.46 | 0.35 |
| Shares Outstanding | 379.25 M | 383.85 M | 385.85 M | 387.86 M | 355.31 M | 338.16 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.