Nerdwallet, Inc. (NASDAQ:NRDS)
Insiders here have filed 4 Form 4s in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Profitable, but on a thin margin.
- Revenue
- $860.0M
- Net income
- $65.0M
- Net margin
- 7.6%
Little or no net debt.
- Total debt
- $5.1M
- Cash
- $62.0M
- Net debt / EBITDA
- -0.43x
Comfortably covers what is due within a year.
- Current assets
- $201.3M
- Current liabilities
- $76.9M
- Current ratio
- 2.62
The business funds itself from operations.
- Operating cash flow
- $164.3M
- Free cash flow
- $147.2M
- FCF margin
- 17.1%
Not funding itself by issuing shares.
- Shares outstanding
- 65.1M
- Share growth (1y)
- -13.0%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
NRDS Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
| Revenue | 197.30 M | 222.20 M | 225.40 M | 215.10 M | 186.90 M | 209.20 M |
| Revenue Growth (YoY) | 5.56 % | 6.21 % | 22.63 % | 12.44 % | 24.10 % | 29.22 % |
| Cost of Revenue | 13.40 M | 13.60 M | 13.60 M | 15.30 M | 16.60 M | 18.20 M |
| Gross Profit | 183.90 M | 208.60 M | 211.80 M | 199.80 M | 170.30 M | 191.00 M |
| SG&A Expense | 159.40 M | 164.60 M | 176.10 M | 149.70 M | 141.70 M | 173.50 M |
| R&D Expense | 17.50 M | 16.80 M | 16.30 M | 15.70 M | 17.90 M | 16.80 M |
| Operating Expenses | 176.90 M | 180.10 M | 192.40 M | 165.40 M | 159.60 M | 190.30 M |
| Operating Income | 7.00 M | 28.50 M | 19.40 M | 34.40 M | 10.70 M | 700.00 K |
| Pretax Income | 7.30 M | 28.00 M | 19.90 M | 35.50 M | 11.50 M | 1.30 M |
| Tax Provision | 3.00 M | 7.60 M | 5.90 M | 9.20 M | 3.30 M | 1.10 M |
| Net Income | 4.30 M | 20.40 M | 14.00 M | 26.30 M | 8.20 M | 200.00 K |
| EPS (Basic) | 0.07 | 0.30 | 0.19 | 0.35 | 0.11 | 0.00 |
| EPS (Diluted) | 0.07 | 0.29 | 0.19 | 0.34 | 0.11 | 0.00 |
| Shares Outstanding | 65.10 M | 68.20 M | 72.30 M | 75.70 M | 74.80 M | 74.20 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.