International General Insurance Holdings Ltd. (NASDAQ:IGIC)
Insiders here have filed 8 Form 4s in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Keeps a healthy share of every dollar it sells.
- Revenue
- $517.0M
- Net income
- $108.4M
- Net margin
- 21.0%
Little or no net debt.
- Total debt
- $0
- Cash
- $197.2M
- Net debt / EBITDA
- -1.85x
Covers near-term obligations, without much room.
- Current assets
- $1.97B
- Current liabilities
- $1.48B
- Current ratio
- 1.33
Roughly cash-neutral.
- Operating cash flow
- $0
- Free cash flow
- $0
- FCF margin
- 0.0%
Not funding itself by issuing shares.
- Shares outstanding
- 42.7M
- Share growth (1y)
- -3.9%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
IGIC Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
| Revenue | 142.50 M | 125.60 M | 126.40 M | 122.50 M | 142.97 M | 136.20 M |
| Revenue Growth (YoY) | -0.33 % | -7.78 % | 3.31 % | -15.52 % | 5.75 % | 10.11 % |
| Cost of Revenue | 95.50 M | 54.80 M | 46.90 M | 63.30 M | 79.92 M | 84.90 M |
| Gross Profit | 47.00 M | 70.80 M | 79.50 M | 59.20 M | 63.05 M | 51.30 M |
| SG&A Expense | 23.40 M | 0.00 | 0.00 | 24.40 M | 24.19 M | 21.60 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 26.00 M | 48.80 M | 48.80 M | 26.10 M | 28.32 M | 22.60 M |
| Operating Income | 21.00 M | 22.00 M | 30.70 M | 33.10 M | 34.72 M | 28.70 M |
| Pretax Income | 21.00 M | 22.00 M | 30.70 M | 33.10 M | 34.72 M | 28.70 M |
| Tax Provision | 100.00 K | 300.00 K | -1.60 M | -400.00 K | 578.00 K | 1.40 M |
| Net Income | 20.90 M | 21.70 M | 32.30 M | 33.50 M | 34.15 M | 27.30 M |
| EPS (Basic) | 0.49 | 0.49 | 0.76 | 0.75 | 0.77 | 0.59 |
| EPS (Diluted) | 0.49 | 0.49 | 0.76 | 0.75 | 0.77 | 0.59 |
| Shares Outstanding | 42.65 M | 42.30 M | 42.70 M | 44.40 M | 44.40 M | 45.30 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.