Hilltop Holdings Inc. (New York Stock Exchange:HTH)
Insiders filed in the last 90 days, but none of those trades qualified for scoring — round-trip buys and filings whose price is far off the market are excluded.
Profitable, but on a thin margin.
- Revenue
- $1.55B
- Net income
- $140.8M
- Net margin
- 9.1%
Little or no net debt.
- Total debt
- $1.09B
- Cash
- $1.21B
- Net debt / EBITDA
- -0.45x
Owes more within a year than it holds to pay it.
- Current assets
- $6.44B
- Current liabilities
- $13.52B
- Current ratio
- 0.48
The business funds itself from operations.
- Operating cash flow
- $187.9M
- Free cash flow
- $169.6M
- FCF margin
- 10.9%
Not funding itself by issuing shares.
- Shares outstanding
- 57.0M
- Share growth (1y)
- -8.2%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
HTH Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | 378.96 M | 389.00 M | 372.70 M | 411.17 M | 418.07 M | 389.81 M |
| Revenue Growth (YoY) | -9.35 % | -0.21 % | -8.23 % | 21.65 % | 1.60 % | -2.66 % |
| Cost of Revenue | 79.62 M | 72.22 M | 73.96 M | 89.11 M | 85.36 M | 79.17 M |
| Gross Profit | 299.35 M | 316.78 M | 298.75 M | 322.06 M | 332.71 M | 310.65 M |
| SG&A Expense | 199.04 M | 44.20 M | 36.92 M | 208.78 M | 190.03 M | 176.41 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 264.13 M | 266.74 M | 248.30 M | 268.92 M | 271.90 M | 261.18 M |
| Operating Income | 35.21 M | 50.05 M | 50.44 M | 53.14 M | 60.80 M | 49.47 M |
| Pretax Income | 35.21 M | 50.05 M | 50.44 M | 53.14 M | 60.80 M | 49.47 M |
| Tax Provision | 8.89 M | 12.09 M | 11.43 M | 10.22 M | 14.13 M | 11.58 M |
| Net Income | 24.90 M | 36.52 M | 37.84 M | 41.58 M | 45.82 M | 36.07 M |
| EPS (Basic) | 0.44 | 0.63 | 0.64 | 0.69 | 0.74 | 0.57 |
| EPS (Diluted) | 0.44 | 0.63 | 0.64 | 0.69 | 0.74 | 0.57 |
| Shares Outstanding | 57.03 M | 57.86 M | 59.12 M | 60.46 M | 62.15 M | 63.64 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.