Hovnanian Enterprises Inc (New York Stock Exchange:HOV)
Insiders here have filed 6 Form 4s in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Profitable, but on a thin margin.
- Revenue
- $2.82B
- Net income
- $18.1M
- Net margin
- 0.6%
Heavily indebted for what it earns.
- Total debt
- $934.9M
- Cash
- $258.3M
- Net debt / EBITDA
- 8.43x
Comfortably covers what is due within a year.
- Current assets
- $2.05B
- Current liabilities
- $876.6M
- Current ratio
- 2.34
The business funds itself from operations.
- Operating cash flow
- $218.8M
- Free cash flow
- $197.8M
- FCF margin
- 7.0%
Not funding itself by issuing shares.
- Shares outstanding
- 6.4M
- Share growth (1y)
- 0.2%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
HOV Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jul 31, 2026 | Apr 30, 2026 | Jan 31, 2026 | Oct 31, 2025 | Jul 31, 2025 | Apr 30, 2025 |
| Revenue | 705.75 M | 667.64 M | 631.95 M | 817.90 M | 800.58 M | 686.47 M |
| Revenue Growth (YoY) | -11.85 % | -2.74 % | -6.19 % | -16.51 % | 10.78 % | -3.09 % |
| Cost of Revenue | 613.15 M | 569.14 M | 19.01 M | 717.73 M | 693.88 M | 579.17 M |
| Gross Profit | 92.60 M | 98.51 M | 612.94 M | 100.17 M | 106.70 M | 107.30 M |
| SG&A Expense | 86.87 M | 84.00 M | 84.00 M | 91.53 M | 90.80 M | 80.56 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 87.39 M | 84.00 M | 50.28 M | 91.53 M | 90.80 M | 80.56 M |
| Operating Income | 5.21 M | 14.51 M | 562.66 M | 8.64 M | 15.90 M | 26.73 M |
| Pretax Income | -2.77 M | 339.00 K | 28.70 M | -4.11 M | 23.80 M | 26.53 M |
| Tax Provision | -560.00 K | 934.00 K | 7.84 M | -3.44 M | 7.19 M | 6.80 M |
| Net Income | -1.80 M | -284.00 K | 20.86 M | -667.00 K | 16.61 M | 19.73 M |
| EPS (Basic) | -0.70 | -0.46 | 2.80 | -0.60 | 2.14 | 2.64 |
| EPS (Diluted) | -0.70 | -0.46 | 2.62 | -0.60 | 1.99 | 2.43 |
| Shares Outstanding | 6.41 M | 6.42 M | 6.49 M | 6.47 M | 6.40 M | 6.41 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.