HCI Group, Inc. (New York Stock Exchange:HCI)
Insiders here have filed 4 Form 4s in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Keeps a healthy share of every dollar it sells.
- Revenue
- $952.2M
- Net income
- $310.4M
- Net margin
- 32.6%
Little or no net debt.
- Total debt
- $67.5M
- Cash
- $876.7M
- Net debt / EBITDA
- -1.71x
Owes more within a year than it holds to pay it.
- Current assets
- $0
- Current liabilities
- $16.5M
- Current ratio
- 0.00
The business funds itself from operations.
- Operating cash flow
- $412.3M
- Free cash flow
- $410.3M
- FCF margin
- 43.1%
Not funding itself by issuing shares.
- Shares outstanding
- 11.4M
- Share growth (1y)
- 0.0%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
HCI Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
| Revenue | 246.65 M | 242.88 M | 246.24 M | 216.40 M | 221.95 M | 217.06 M |
| Revenue Growth (YoY) | 11.13 % | 11.90 % | 52.53 % | 23.49 % | 7.56 % | 5.15 % |
| Cost of Revenue | 71.08 M | 65.60 M | 51.93 M | 97.81 M | 95.01 M | 86.58 M |
| Gross Profit | 175.58 M | 177.28 M | 194.32 M | 118.60 M | 126.94 M | 130.48 M |
| SG&A Expense | 23.95 M | 22.35 M | 10.85 M | 20.81 M | 19.98 M | 20.48 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 64.60 M | 61.90 M | 50.32 M | 28.00 M | 32.55 M | 30.14 M |
| Operating Income | 110.97 M | 115.38 M | 144.00 M | 90.60 M | 94.39 M | 100.34 M |
| Pretax Income | 110.97 M | 115.38 M | 144.00 M | 90.60 M | 94.39 M | 100.34 M |
| Tax Provision | 28.07 M | 30.34 M | 36.00 M | 22.71 M | 24.11 M | 26.11 M |
| Net Income | 73.80 M | 73.41 M | 97.65 M | 65.51 M | 66.16 M | 69.68 M |
| EPS (Basic) | 5.78 | 5.62 | 9.47 | 5.05 | 5.57 | 6.47 |
| EPS (Diluted) | 5.60 | 5.45 | 8.38 | 4.90 | 5.18 | 5.35 |
| Shares Outstanding | 11.40 M | 11.40 M | 11.40 M | 11.40 M | 11.40 M | 10.00 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.