All stock lists
Unlock the score
First Financial Bankshares Inc (NASDAQ:FFIN)
US · Delayed Price · Currency is USD
Financial Services · Banks - Regional
30.00-0.17 (-0.56%)
Insider Score
/ 100
FFIN Insider Score
FIRST FINANCIAL BANKSHARES INC has a live Insider Score.
Scored on 1 qualifying trade from 1 insider in the last 90 days.
Financial Health Score
Strong
From FFIN’s reported statements · Q3 2026 (trailing 12 months)
Profitability20 / 20
Keeps a healthy share of every dollar it sells.
- Revenue
- $877.7M
- Net income
- $291.1M
- Net margin
- 33.2%
Leverage20 / 20
Little or no net debt.
- Total debt
- $64.9M
- Cash
- $471.6M
- Net debt / EBITDA
- -1.12x
Liquidity0 / 20
Owes more within a year than it holds to pay it.
- Current assets
- $5.89B
- Current liabilities
- $13.21B
- Current ratio
- 0.45
Cash generation20 / 20
The business funds itself from operations.
- Operating cash flow
- $264.2M
- Free cash flow
- $245.5M
- FCF margin
- 28.0%
Dilution & runway20 / 20
Not funding itself by issuing shares.
- Shares outstanding
- 143.3M
- Share growth (1y)
- 0.2%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
FFIN Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | 224.68 M | 221.80 M | 215.04 M | 216.22 M | 210.22 M | 205.68 M |
| Revenue Growth (YoY) | 6.88 % | 7.84 % | 11.03 % | 11.84 % | 11.32 % | 13.35 % |
| Cost of Revenue | 52.57 M | 53.23 M | 50.45 M | 51.50 M | 77.13 M | 52.21 M |
| Gross Profit | 172.11 M | 168.57 M | 164.60 M | 164.72 M | 133.10 M | 153.47 M |
| SG&A Expense | 53.95 M | 55.56 M | 51.77 M | 77.65 M | 45.81 M | 45.79 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 81.05 M | 81.11 M | 76.77 M | 75.16 M | 69.93 M | 71.73 M |
| Operating Income | 91.06 M | 87.47 M | 87.83 M | 89.55 M | 63.16 M | 81.74 M |
| Pretax Income | 91.06 M | 87.47 M | 87.83 M | 89.55 M | 63.16 M | 81.74 M |
| Tax Provision | 16.75 M | 15.57 M | 16.29 M | 16.24 M | 10.90 M | 15.08 M |
| Net Income | 74.31 M | 71.89 M | 71.54 M | 73.31 M | 52.27 M | 66.66 M |
| EPS (Basic) | 0.52 | 0.50 | 0.50 | 0.51 | 0.37 | 0.47 |
| EPS (Diluted) | 0.52 | 0.50 | 0.50 | 0.51 | 0.36 | 0.47 |
| Shares Outstanding | 143.34 M | 143.28 M | 143.21 M | 143.11 M | 143.11 M | 142.38 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.
Disclaimer — Informational only — not investment advice. Insider transaction data is sourced from SEC Form 4 filings; market data from public feeds and may be delayed. The Insider Score is a proprietary score for research purposes and does not predict future performance. Always do your own research.