Eastern Bankshares, Inc. (NASDAQ:EBC)
Insiders filed in the last 90 days, but none of those trades qualified for scoring — round-trip buys and filings whose price is far off the market are excluded.
Keeps a healthy share of every dollar it sells.
- Revenue
- $1.52B
- Net income
- $381.0M
- Net margin
- 25.1%
Little or no net debt.
- Total debt
- $904.0M
- Cash
- $547.0M
- Net debt / EBITDA
- 0.58x
Owes more within a year than it holds to pay it.
- Current assets
- $5.59B
- Current liabilities
- $26.92B
- Current ratio
- 0.21
The business funds itself from operations.
- Operating cash flow
- $406.3M
- Free cash flow
- $393.3M
- FCF margin
- 25.9%
Some dilution over the past year.
- Shares outstanding
- 215.9M
- Share growth (1y)
- 8.7%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
EBC Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | 412.00 M | 349.90 M | 375.57 M | 382.91 M | 322.74 M | 321.57 M |
| Revenue Growth (YoY) | 27.66 % | 8.81 % | 1169.38 % | 24.28 % | 7.74 % | 38.33 % |
| Cost of Revenue | 112.30 M | 98.00 M | 100.65 M | 103.67 M | 89.87 M | 84.91 M |
| Gross Profit | 299.70 M | 251.90 M | 274.93 M | 279.25 M | 232.88 M | 236.66 M |
| SG&A Expense | 133.10 M | 171.00 M | 108.22 M | 98.38 M | 90.14 M | 86.91 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 159.60 M | 174.70 M | 191.10 M | 190.09 M | 138.91 M | 136.34 M |
| Operating Income | 140.10 M | 77.20 M | 83.83 M | 89.16 M | 93.97 M | 100.32 M |
| Pretax Income | 140.10 M | 134.80 M | 83.83 M | 89.16 M | 93.97 M | 100.32 M |
| Tax Provision | 29.10 M | 29.60 M | 18.57 M | -10.35 M | -12.18 M | 87.00 K |
| Net Income | 111.00 M | 105.20 M | 65.26 M | 99.51 M | 106.14 M | 100.23 M |
| EPS (Basic) | 0.51 | 0.48 | 0.29 | 0.46 | 0.53 | 0.50 |
| EPS (Diluted) | 0.51 | 0.48 | 0.29 | 0.46 | 0.53 | 0.50 |
| Shares Outstanding | 215.90 M | 218.30 M | 222.10 M | 215.20 M | 198.70 M | 198.50 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.