Deluxe Corp (New York Stock Exchange:DLX)
Insiders here have filed 4 Form 4s in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Profitable, but on a thin margin.
- Revenue
- $2.11B
- Net income
- $100.6M
- Net margin
- 4.8%
Heavily indebted for what it earns.
- Total debt
- $1.46B
- Cash
- $34.9M
- Net debt / EBITDA
- 3.59x
Covers near-term obligations, without much room.
- Current assets
- $374.1M
- Current liabilities
- $312.9M
- Current ratio
- 1.20
The business funds itself from operations.
- Operating cash flow
- $355.8M
- Free cash flow
- $236.4M
- FCF margin
- 11.2%
Not funding itself by issuing shares.
- Shares outstanding
- 46.6M
- Share growth (1y)
- 3.1%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
DLX Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
| Revenue | 499.30 M | 538.10 M | 535.30 M | 540.25 M | 521.26 M | 536.47 M |
| Revenue Growth (YoY) | -4.21 % | 0.30 % | 2.83 % | 2.23 % | -3.08 % | 0.28 % |
| Cost of Revenue | 239.70 M | 258.40 M | 255.76 M | 249.11 M | 241.81 M | 254.67 M |
| Gross Profit | 259.60 M | 279.70 M | 279.54 M | 291.13 M | 279.45 M | 281.80 M |
| SG&A Expense | 202.10 M | 209.30 M | 221.30 M | 212.36 M | 214.43 M | 225.31 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 203.90 M | 209.30 M | 221.30 M | 212.36 M | 214.43 M | 225.31 M |
| Operating Income | 55.70 M | 70.40 M | 58.23 M | 78.77 M | 65.03 M | 56.49 M |
| Pretax Income | 30.10 M | 46.60 M | 20.90 M | 47.21 M | 31.67 M | 19.27 M |
| Tax Provision | 10.90 M | 10.80 M | 8.90 M | 13.45 M | 9.25 M | 5.22 M |
| Net Income | 19.10 M | 35.80 M | 12.00 M | 33.73 M | 22.39 M | 14.01 M |
| EPS (Basic) | 0.41 | 0.79 | 0.33 | 0.73 | 0.50 | 0.31 |
| EPS (Diluted) | 0.41 | 0.77 | 0.33 | 0.74 | 0.50 | 0.31 |
| Shares Outstanding | 46.59 M | 46.30 M | 45.90 M | 45.60 M | 45.20 M | 44.72 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.