Citizens & Northern Corp (NASDAQ:CZNC)
| Market Cap | 449.53M+28.5% |
| Revenue (ttm) | 164.34M+3.5% |
| Net Income | 25.35M-5.9% |
| EPS | 1.48-15.7% |
| Shares Out | 17.92M |
| PE Ratio | 17.00 |
| Forward PE | 9.12 |
| Dividend | $1.12(4.46%) |
| Ex-Dividend Date | Aug 3, 2026 |
| Volume | 4,157.725 |
| Open | 25.17 |
| Previous Close | 25.20 |
| Day's Range | 25.06 - 25.29 |
| 52-Week Range | 18.87 - 26.37 |
| Beta | 0.40 |
| Analysts | Hold |
| Price Target | 23.50(-6.34%) |
| Earnings Date | Oct 22, 2026 |
Insiders filed in the last 90 days, but none of those trades qualified for scoring — round-trip buys and filings whose price is far off the market are excluded.
About CZNC
Citizens & Northern Corporation operates as the holding company for Citizens & Northern Bank, which offers a comprehensive suite of banking and mortgage services to both individual and corporate clients. Its financial product lineup features a range of lending options, including commercial, residential, and consumer loans, alongside specialized instruments like commercial letters of credit. Deposit offerings encompass various checking accounts, traditional and statement savings accounts, money market accounts, interest-bearing checking, individual retirement accounts (IRAs), and certificates of deposit (CDs). The company also provides wealth management services, covering the administration of trusts and estates, retirement and other employee benefit plans, and investment management. Through registered agents, it distributes personal and commercial insurance products, mutual funds, annuities, and educational savings accounts. Additionally, the corporation engages in the reinsurance of credit, mortgage, life, accident, and health insurance products. As of December 31, 2021, the company operated 31 branch offices, with 23 located in Pennsylvania's Northern tier/Northcentral region, 2 in New York State's Southern tier, 4 in Southeastern Pennsylvania, and 2 in Southcentral Pennsylvania. An additional lending office is situated in Elmira, New York. Founded in 1864, the company is headquartered in Wellsboro, Pennsylvania.
What Are Insiders Doing?
View the trades behind this meter — each links to its SEC Form 4 →
Open-market Form 4 purchases (code P) vs sales (code S) on file for this company. Grants, option exercises and tax withholdings are excluded. Informational only.
$CZNC stock is featured in our Insider Score Rankings, and Insider Trades datasets.
→ All Stock ListsRecently reported changes in CZNC holdings by institutional investors
Latest 0 13F filings · Source: SEC EDGAR
View all institutional owners →Insider Trading
Quarterly net insider trading by CZNC's directors and management
Source: SEC EDGAR (Form 4)
Corporate Lobbying
CZNC Estimated quarterly lobbying spending
Source: U.S. Senate LDA
U.S. Patents
New CZNC patent grants
Source: USPTO Open Data Portal
Government Contracts
Estimated quarterly amount awarded to CZNC from public contracts
Source: USAspending.gov
Top ETF Holders
ETFs with the largest estimated holdings in CZNC
| ETF | Est. Holding Size |
|---|---|
| VTIVanguard Morningstar Total Stock Market ETF | $13.69M |
| IWMiShares Russell 2000 ETF | $11.78M |
| VXFVanguard Extended Market ETF | $5.36M |
| DFATDimensional - US Targeted Value ETF | $5.03M |
| DFASDimensional - US Small Cap ETF | $3.41M |
| VTWOVanguard Russell 2000 ETF | $2.55M |
Estimated from each fund’s disclosed top holdings × AUM
CZNC Insider Score
Our composite score: insider buying, sector, volume, tone & dilution
Bull Case vs Bear Case
AI-generated from CZNC’s recent data — informational, not investment advice
Insider Score
Our 0–100 Insider Score and the signals behind it.
The live Insider Score and its full factor breakdown are included with Insider Access.
Unlock Insider Score