Currenc Group Inc. (NASDAQ:CURR)
Insiders here have filed 3 Form 4s in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Loses money on what it sells.
- Revenue
- $37.8M
- Net income
- -$18.4M
- Net margin
- -48.7%
Not enough balance-sheet detail to judge the debt load.
- Total debt
- $17.0M
- Cash
- $75.2M
Covers near-term obligations, without much room.
- Current assets
- $101.0M
- Current liabilities
- $90.3M
- Current ratio
- 1.12
The business funds itself from operations.
- Operating cash flow
- $7.9M
- Free cash flow
- $7.4M
- FCF margin
- 19.5%
Heavy dilution — shareholders are paying for the business.
- Shares outstanding
- 76.6M
- Share growth (1y)
- 64.7%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
CURR Income Statement
| Fiscal Period | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|
| Period Ending | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 |
| Revenue | 8.65 M | 10.39 M | 8.71 M | 10.06 M | 11.06 M | 11.26 M |
| Revenue Growth (YoY) | -21.81 % | -7.69 % | -20.85 % | -23.26 % | -17.14 % | -11.60 % |
| Cost of Revenue | 4.95 M | 5.12 M | 5.47 M | 6.85 M | 7.81 M | 8.12 M |
| Gross Profit | 3.70 M | 5.28 M | 3.24 M | 3.20 M | 3.25 M | 3.14 M |
| SG&A Expense | 7.72 M | 519.58 K | 7.59 M | 7.52 M | 11.93 M | 19.07 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 7.72 M | 519.58 K | 7.59 M | 7.52 M | 11.93 M | 19.07 M |
| Operating Income | -4.03 M | 4.76 M | -4.35 M | -4.32 M | -8.68 M | -15.93 M |
| Pretax Income | -12.12 M | 3.11 M | -4.91 M | -4.44 M | -27.21 M | -4.94 M |
| Tax Provision | 75.72 K | -30.50 K | 55.23 K | 48.48 K | 351.83 K | 86.04 K |
| Net Income | -12.01 M | 2.91 M | -4.66 M | -4.67 M | -27.67 M | -4.96 M |
| EPS (Basic) | -0.16 | 0.05 | -0.10 | -0.13 | -0.72 | -0.13 |
| EPS (Diluted) | -0.16 | 0.05 | -0.10 | -0.13 | -0.72 | -0.13 |
| Shares Outstanding | 76.61 M | 56.43 M | 46.53 M | 35.37 M | 46.53 M | 38.16 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.