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Community Bancorp /Vt (NASDAQ:CMTV)
US · Delayed Price · Currency is USD
Financial Services · Banks - Regional
43.14+0.23 (+0.55%)
Market cap
$242M
Insider Score
Health Score
Listed since
Feb 2, 1999
Website
Insider Score
82/ 100
CMTV Insider Score
Bullish1 qualifying trade · 1 insider · $21.49K bought in the last 90 days
Financial Health Score
Sound
From CMTV’s reported statements · Q3 2026 (trailing 12 months)
Profitability20 / 20
Keeps a healthy share of every dollar it sells.
- Revenue
- $69.6M
- Net income
- $18.8M
- Net margin
- 27.0%
Leverage18 / 20
Little or no net debt.
- Total debt
- $58.8M
- Cash
- $47.3M
- Net debt / EBITDA
- 0.49x
Liquidity0 / 20
Owes more within a year than it holds to pay it.
- Current assets
- $165.5M
- Current liabilities
- $1.10B
- Current ratio
- 0.15
Cash generation20 / 20
The business funds itself from operations.
- Operating cash flow
- $20.8M
- Free cash flow
- $19.8M
- FCF margin
- 28.4%
Dilution & runway20 / 20
Not funding itself by issuing shares.
- Shares outstanding
- 5.6M
- Share growth (1y)
- -0.1%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
CMTV Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | 18.15 M | 16.04 M | 17.77 M | 17.67 M | 16.69 M | 16.36 M |
| Revenue Growth (YoY) | 8.75 % | -1.92 % | 12.11 % | 12.35 % | 8.42 % | 12.41 % |
| Cost of Revenue | 5.06 M | 5.15 M | 5.47 M | 5.44 M | 5.16 M | 5.36 M |
| Gross Profit | 13.09 M | 10.89 M | 12.30 M | 12.23 M | 11.53 M | 10.99 M |
| SG&A Expense | 4.45 M | 4.40 M | 4.47 M | 4.72 M | 3.93 M | 3.78 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 6.93 M | 5.22 M | 7.06 M | 6.65 M | 5.77 M | 6.11 M |
| Operating Income | 6.16 M | 5.67 M | 5.24 M | 5.58 M | 5.75 M | 4.88 M |
| Pretax Income | 6.16 M | 5.67 M | 5.24 M | 5.58 M | 5.75 M | 4.88 M |
| Tax Provision | 1.07 M | 986.56 K | 875.25 K | 947.75 K | 1.01 M | 819.03 K |
| Net Income | 5.09 M | 4.69 M | 4.37 M | 4.64 M | 4.75 M | 4.06 M |
| EPS (Basic) | 0.91 | 0.84 | 0.78 | 0.83 | 0.84 | 0.72 |
| EPS (Diluted) | 0.91 | 0.84 | 0.78 | 0.83 | 0.84 | 0.72 |
| Shares Outstanding | 5.60 M | 5.59 M | 5.59 M | 5.59 M | 5.61 M | 5.61 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.
Disclaimer — Informational only — not investment advice. Insider transaction data is sourced from SEC Form 4 filings; market data from public feeds and may be delayed. The Insider Score is a proprietary score for research purposes and does not predict future performance. Always do your own research.