CBIZ, Inc. (CBZ)
Insiders here have filed 3 Form 4s in the last 90 days, but all of them are share awards, grants or other non-market transactions. Those are compensation, not a decision to buy, so they are not scored.
Profitable, but on a thin margin.
- Revenue
- $2.78B
- Net income
- $148.0M
- Net margin
- 5.3%
Heavily indebted for what it earns.
- Total debt
- $1.45B
- Cash
- $17.6M
- Net debt / EBITDA
- 4.11x
Comfortably covers what is due within a year.
- Current assets
- $1.06B
- Current liabilities
- $699.8M
- Current ratio
- 1.52
The business funds itself from operations.
- Operating cash flow
- $290.7M
- Free cash flow
- $278.7M
- FCF margin
- 10.0%
Not funding itself by issuing shares.
- Shares outstanding
- 60.0M
- Share growth (1y)
- -5.7%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
CBZ Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | — | 682.21 M | 848.58 M | 542.66 M | 693.82 M | 683.50 M |
| Revenue Growth (YoY) | — | -0.19 % | — | — | — | — |
| Cost of Revenue | — | 609.77 M | 622.56 M | 593.41 M | 603.69 M | 595.59 M |
| Gross Profit | — | 72.44 M | 226.02 M | -50.75 M | 90.13 M | 87.91 M |
| SG&A Expense | — | 38.37 M | 29.57 M | 34.41 M | 31.27 M | 27.64 M |
| R&D Expense | — | — | — | — | — | — |
| Operating Expenses | — | 38.37 M | 29.57 M | 34.41 M | 31.27 M | 27.64 M |
| Operating Income | — | 34.07 M | 196.45 M | -85.16 M | 58.86 M | 60.27 M |
| Pretax Income | — | 23.69 M | 226.47 M | -110.26 M | 40.41 M | 57.78 M |
| Tax Provision | — | 5.08 M | 64.86 M | -30.84 M | 10.26 M | 15.84 M |
| Net Income | — | 18.60 M | 161.61 M | -79.42 M | 30.15 M | 41.94 M |
| EPS (Basic) | 0.86 | 0.34 | 2.98 | -1.46 | 0.56 | — |
| EPS (Diluted) | 0.79 | 0.31 | 2.63 | -1.46 | 0.48 | — |
| Shares Outstanding | 54.94 M | 53.97 M | 54.30 M | 54.38 M | 54.10 M | — |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.