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CACC

Credit Acceptance Corp (NASDAQ:CACC)

US · Delayed Price · Currency is USD
Financial Services · Financial - Credit Services
498.68+18.03 (+3.75%)
 
Market cap
$5.06B
Insider Score
Health Score
Analyst consensus
Listed since
Jun 5, 1992
Market Cap5.06B+16.0%
Revenue (ttm)2.34B+3.1%
Net Income337.10M-25.7%
EPS30.62-18.9%
Shares Out10.14M
PE Ratio15.90
Forward PE8.78
Dividendn/a
Ex-Dividend Daten/a
Volume240,147
Open488.95
Previous Close480.65
Day's Range483.54 - 500.70
52-Week Range401.90 - 668.86
Beta1.45
AnalystsHold
Price Target500.00(+0.26%)
Earnings DateFeb 1, 2027
Insider Score
85/ 100
CACC Insider Score
Bullish

1 qualifying trade · 1 insider · $1.46M bought in the last 90 days

Credit Acceptance Corp Stock Analysis — InsiderScore

See top-rated InsiderScore stocks ›
80th Percentile Overall Score
CACC InsiderScore:85 / 99

Credit Acceptance Corp scored higher than 80% of companies evaluated by InsiderBuying, and ranked 45th out of 230 stocks in the financials sector.

Scores are percentile-ranked against every company we scored that day, with extra weight given to the size and conviction of each purchase and the seniority of the buyer.

Dollars Committed

Insiders at Credit Acceptance Corp bought $1.46 million of stock across 1 purchase in the last 90 days, the largest of them $1.46 million.

Stake Increase

None of these purchases could be measured against an existing holding, so this part of the factor scores on dollars alone.

New Positions

1 of these purchases was made by someone who held no stock at all beforehand — going from nothing to a position is the strongest form of this signal.

This category carries 35% of the Insider Score.

About CACC

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Address
25505 West Twelve Mile Road, Southfield, MI, 48034-8339, US
Market Cap
5.06 billion
Employees
2,314
Industrial Classification
Financial - Credit Services

What Are Insiders Doing?

Open-market buy / sell balanceNet Buying
Sold
$0
Bought
$1.46M

View the trades behind this meter — each links to its SEC Form 4 →

Open-market Form 4 purchases (code P) vs sales (code S) on file for this company. Grants, option exercises and tax withholdings are excluded. Informational only.

Analyst consensus

Hold
0 Buy1 Hold0 Sell

1 firm rating CACC in the last 3 months, one vote each. Issuer-paid research is not counted.

Financial Health Score
Sound
From CACC’s reported statements · Q3 2026 (trailing 12 months)

Next catalysts

Ask Barron about CACC

1 Day
+3.75%
5 Days
+0.15%
1 Month
-5.46%
6 Months
-1.64%
1 Year
+16.04%

$CACC stock is featured in our Insider Score Rankings, and Insider Trades datasets.

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Recently reported changes in CACC holdings by institutional investors

Scanning latest 13F filings…

Latest 0 13F filings · Source: SEC EDGAR

View all institutional owners →

Insider Trading

Quarterly net insider trading by CACC's directors and management

Net Shares Purchased by Insiders−3k−2k02025Q42026Q12026Q22026Q32026Q4

Source: SEC EDGAR (Form 4)

Corporate Lobbying

CACC Estimated quarterly lobbying spending

Source: U.S. Senate LDA

U.S. Patents

New CACC patent grants

Loading patent grants…

Source: USPTO Open Data Portal

Government Contracts

Estimated quarterly amount awarded to CACC from public contracts

Source: USAspending.gov

Top ETF Holders

ETFs with the largest estimated holdings in CACC

ETFEst. Holding Size
IJRiShares Core S&P Small-Cap ETF$153.61M
VTIVanguard Morningstar Total Stock Market ETF$78.74M
AVUVAvantis U.S. Small Cap Value ETF$61.89M
VBVanguard Morningstar Small-Cap ETF$55.86M
DFASDimensional - US Small Cap ETF$37.53M
VXFVanguard Extended Market ETF$31.62M

Estimated from each fund’s disclosed top holdings × AUM

CACC Insider Score

Our composite score: insider buying, sector, volume, tone & dilution

85
Strong
Data completeness: 82%

Bull Case vs Bear Case

AI-generated from CACC’s recent data — informational, not investment advice

Generating analysis…

Insider Score

Our 0–100 Insider Score and the signals behind it.

85/ 100
Insider Activity
Open-market Form 4 buying
Strong
Transaction Size
Purchase $ vs. market cap
Strong
Insider Ownership
Stake increase by buyers
Strong
Buyer Cluster
Multiple insiders buying together
Positive
Track Record
Past insider-buy performance
Positive
Market Timing
Timing vs. recent price trend
Strong

Financials: ranks #45 of 230 scored Financials stocks · sector average 69.5

What’s Behind the Score

Insider Activity
48% of score
85.28
Analyst Ratings
32% of score
54
News & Sentiment
20% of score
35

News check: Record loan growth offset by significant 20% stock decline following $291M loan forecast cut due to underperformance.

Recent Insider Activity

Buys
1
Sells
0
Buy Value
$1.46M
Distinct Buyers
1

Frequently Asked Questions

Disclaimer — Informational only — not investment advice. Insider transaction data is sourced from SEC Form 4 filings; market data from public feeds and may be delayed. The Insider Score is a proprietary score for research purposes and does not predict future performance. Always do your own research.