Popular, Inc. (NASDAQ:BPOP)
Insiders filed in the last 90 days, but none of those trades qualified for scoring — round-trip buys and filings whose price is far off the market are excluded.
Keeps a healthy share of every dollar it sells.
- Revenue
- $4.59B
- Net income
- $1.02B
- Net margin
- 22.3%
Little or no net debt.
- Total debt
- $1.33B
- Cash
- $373.3M
- Net debt / EBITDA
- 0.77x
Owes more within a year than it holds to pay it.
- Current assets
- $373.3M
- Current liabilities
- $639.0M
- Current ratio
- 0.58
The business funds itself from operations.
- Operating cash flow
- $1.00B
- Free cash flow
- $807.2M
- FCF margin
- 17.6%
Not funding itself by issuing shares.
- Shares outstanding
- 63.1M
- Share growth (1y)
- -7.3%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
BPOP Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | 1.19 B | 1.17 B | 1.11 B | 1.12 B | 1.10 B | 1.07 B |
| Revenue Growth (YoY) | 7.89 % | 8.46 % | 7.91 % | 7.14 % | 3.02 % | 2.42 % |
| Cost of Revenue | 366.44 M | 354.09 M | 277.04 M | 369.95 M | 395.27 M | 361.26 M |
| Gross Profit | 819.73 M | 811.33 M | 835.81 M | 754.35 M | 704.17 M | 713.22 M |
| SG&A Expense | 280.55 M | 262.67 M | 467.31 M | 263.64 M | 271.17 M | 265.15 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 509.32 M | 487.37 M | 543.20 M | 475.74 M | 456.88 M | 454.90 M |
| Operating Income | 310.40 M | 323.96 M | 292.61 M | 278.62 M | 247.29 M | 258.32 M |
| Pretax Income | 310.40 M | 323.96 M | 292.61 M | 278.62 M | 247.29 M | 258.32 M |
| Tax Provision | 44.07 M | 45.75 M | 46.94 M | 44.72 M | 35.97 M | 47.88 M |
| Net Income | 266.33 M | 278.21 M | 245.67 M | 233.90 M | 211.32 M | 210.44 M |
| EPS (Basic) | 4.21 | 4.35 | 3.78 | 3.54 | 3.15 | 3.09 |
| EPS (Diluted) | 4.21 | 4.35 | 3.78 | 3.53 | 3.14 | 3.09 |
| Shares Outstanding | 63.11 M | 63.88 M | 64.90 M | 66.00 M | 68.05 M | 68.05 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.