Bok Financial Corp (NASDAQ:BOKF)
Insiders filed in the last 90 days, but none of those trades qualified for scoring — round-trip buys and filings whose price is far off the market are excluded.
Keeps a healthy share of every dollar it sells.
- Revenue
- $3.40B
- Net income
- $669.5M
- Net margin
- 19.7%
Heavily indebted for what it earns.
- Total debt
- $6.00B
- Cash
- $1.27B
- Net debt / EBITDA
- 5.11x
Owes more within a year than it holds to pay it.
- Current assets
- $21.91B
- Current liabilities
- $43.01B
- Current ratio
- 0.51
The business funds itself from operations.
- Operating cash flow
- $2.64B
- Free cash flow
- $2.50B
- FCF margin
- 73.6%
Not funding itself by issuing shares.
- Shares outstanding
- 60.1M
- Share growth (1y)
- -4.9%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
BOKF Income Statement
| Fiscal Period | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 |
| Revenue | 857.82 M | 876.71 M | 827.19 M | 840.68 M | 844.49 M | 842.81 M |
| Revenue Growth (YoY) | 1.58 % | 4.02 % | 3.70 % | 10.80 % | -3.97 % | -8.69 % |
| Cost of Revenue | 296.38 M | 287.30 M | 273.37 M | 280.54 M | 308.81 M | 314.26 M |
| Gross Profit | 561.45 M | 589.40 M | 553.82 M | 560.14 M | 535.69 M | 528.55 M |
| SG&A Expense | 347.73 M | 358.69 M | 305.35 M | 222.73 M | 242.40 M | 229.77 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 360.66 M | 371.27 M | 354.17 M | 361.05 M | 359.10 M | 347.79 M |
| Operating Income | 200.78 M | 218.13 M | 199.66 M | 199.09 M | 176.59 M | 180.76 M |
| Pretax Income | 200.78 M | 227.72 M | 199.66 M | 199.09 M | 176.59 M | 180.76 M |
| Tax Provision | 40.91 M | 51.14 M | 43.94 M | 21.82 M | 35.71 M | 40.69 M |
| Net Income | 159.85 M | 176.54 M | 155.77 M | 177.30 M | 140.89 M | 140.02 M |
| EPS (Basic) | 2.64 | 2.94 | 2.58 | 2.91 | 2.22 | 2.19 |
| EPS (Diluted) | 2.64 | 2.94 | 2.58 | 2.91 | 2.22 | 2.19 |
| Shares Outstanding | 60.10 M | 60.03 M | 60.03 M | 60.92 M | 63.20 M | 63.38 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.