Amalgamated Financial Corp. (NASDAQ:AMAL)
Insiders filed in the last 90 days, but none of those trades qualified for scoring — round-trip buys and filings whose price is far off the market are excluded.
Keeps a healthy share of every dollar it sells.
- Revenue
- $485.4M
- Net income
- $113.4M
- Net margin
- 23.4%
Little or no net debt.
- Total debt
- $78.8M
- Cash
- $4.2M
- Net debt / EBITDA
- 0.47x
Current assets or liabilities not reported.
- Current assets
- $68.0M
- Current liabilities
- $0
- Current ratio
- —
The business funds itself from operations.
- Operating cash flow
- $163.9M
- Free cash flow
- $143.0M
- FCF margin
- 29.5%
Not funding itself by issuing shares.
- Shares outstanding
- 29.9M
- Share growth (1y)
- -2.2%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
AMAL Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
| Revenue | 129.47 M | 122.60 M | 115.20 M | 118.15 M | 112.07 M | 109.60 M |
| Revenue Growth (YoY) | 15.52 % | 11.86 % | 6.77 % | 4.95 % | 2.10 % | 4.29 % |
| Cost of Revenue | 35.53 M | 42.65 M | 30.00 M | 38.44 M | 36.08 M | 30.71 M |
| Gross Profit | 93.93 M | 79.95 M | 85.20 M | 79.71 M | 75.99 M | 78.89 M |
| SG&A Expense | 31.19 M | 30.45 M | 46.40 M | 26.96 M | 24.55 M | 24.27 M |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 47.31 M | 45.89 M | 51.93 M | 43.02 M | 40.53 M | 44.16 M |
| Operating Income | 46.62 M | 34.07 M | 33.27 M | 36.69 M | 35.41 M | 34.74 M |
| Pretax Income | 46.62 M | 34.07 M | 33.27 M | 36.69 M | 35.46 M | 34.74 M |
| Tax Provision | 11.85 M | 8.84 M | 6.63 M | 9.90 M | 9.47 M | 9.71 M |
| Net Income | 34.77 M | 25.22 M | 26.64 M | 26.79 M | 25.99 M | 25.03 M |
| EPS (Basic) | 1.16 | 0.85 | 0.89 | 0.89 | 0.85 | 0.82 |
| EPS (Diluted) | 1.15 | 0.84 | 0.88 | 0.88 | 0.84 | 0.81 |
| Shares Outstanding | 29.88 M | 29.82 M | 29.93 M | 30.18 M | 30.56 M | 30.68 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.