Enact Holdings, Inc. (NASDAQ:ACT)
Insiders filed in the last 90 days, but none of those trades qualified for scoring — round-trip buys and filings whose price is far off the market are excluded.
Keeps a healthy share of every dollar it sells.
- Revenue
- $1.25B
- Net income
- $683.3M
- Net margin
- 54.6%
Little or no net debt.
- Total debt
- $744.9M
- Cash
- $448.4M
- Net debt / EBITDA
- 0.32x
Comfortably covers what is due within a year.
- Current assets
- $6.61B
- Current liabilities
- $79.0M
- Current ratio
- 83.68
The business funds itself from operations.
- Operating cash flow
- $720.8M
- Free cash flow
- $720.8M
- FCF margin
- 57.6%
Not funding itself by issuing shares.
- Shares outstanding
- 139.5M
- Share growth (1y)
- -7.0%
Five pillars — profitability, leverage, liquidity, cash generation, dilution & runway — each scored 0–20 from the company’s own income statement, balance sheet and cash-flow statement, then scaled to 100. A pillar the statements cannot answer is left out rather than guessed; fewer than three and no score is shown.
ACT Income Statement
| Fiscal Period | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Period Ending | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
| Revenue | 317.31 M | 312.07 M | 311.51 M | 311.45 M | 304.62 M | 306.89 M |
| Revenue Growth (YoY) | 4.17 % | 1.69 % | 3.17 % | 0.60 % | 1.94 % | 5.25 % |
| Cost of Revenue | 33.26 M | 37.16 M | 17.81 M | 88.73 M | 78.09 M | 83.06 M |
| Gross Profit | 284.04 M | 274.91 M | 293.70 M | 222.73 M | 226.53 M | 223.83 M |
| SG&A Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| R&D Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 64.08 M | 61.53 M | 70.61 M | 12.90 M | 12.02 M | 12.41 M |
| Operating Income | 219.97 M | 213.38 M | 223.09 M | 209.83 M | 214.50 M | 211.42 M |
| Pretax Income | 219.97 M | 213.38 M | 223.09 M | 209.83 M | 214.50 M | 211.42 M |
| Tax Provision | 45.13 M | 45.61 M | 45.92 M | 46.33 M | 46.69 M | 45.64 M |
| Net Income | 174.84 M | 167.77 M | 177.16 M | 163.50 M | 167.81 M | 165.78 M |
| EPS (Basic) | 1.25 | 1.18 | 1.23 | 1.11 | 1.12 | 1.09 |
| EPS (Diluted) | 1.25 | 1.18 | 1.22 | 1.10 | 1.11 | 1.08 |
| Shares Outstanding | 139.50 M | 141.59 M | 144.29 M | 147.43 M | 149.94 M | 151.83 M |
Quarterly figures; YoY compares the same fiscal quarter a year earlier. Source: public market data.