Upstart Holdings, Inc. (NASDAQ:UPST)
| Market Cap | 2.31B-54.9% |
| Revenue (ttm) | 1.29B+45.3% |
| Net Income | 60.33M+1049.7% |
| EPS | 0.51+769.4% |
| Shares Out | 97.31M |
| PE Ratio | 38.27 |
| Forward PE | 12.30 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 3,049,856 |
| Open | 23.52 |
| Previous Close | 23.85 |
| Day's Range | 23.02 - 23.80 |
| 52-Week Range | 22.21 - 54.50 |
| Beta | 2.17 |
| Analysts | Buy |
| Price Target | 38.13(+60.34%) |
| Earnings Date | Nov 3, 2026 |
Upstart Holdings, Inc. has a live Insider Score.
Scored on 1 qualifying trade from 1 insider in the last 90 days.
About UPST
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
What Are Insiders Doing?
View the trades behind this meter — each links to its SEC Form 4 →
Open-market Form 4 purchases (code P) vs sales (code S) on file for this company. Grants, option exercises and tax withholdings are excluded. Informational only.
$UPST stock is featured in our Insider Score Rankings, Congress Trading, and Insider Trades datasets.
→ All Stock ListsCongress Trading
Recent trades of UPST by members of U.S. Congress
| Politician | Type | Traded |
|---|---|---|
| Tony WiedHouse / R | Sale$15.00K – $50.00K | Sep 17, 2026 |
| Tony WiedHouse / R | Sale$15.00K – $50.00K | Aug 14, 2026 |
| Tony WiedHouse / R | Purchase$15.00K – $50.00K | Jul 14, 2026 |
| Tony WiedHouse / R | Sale$15.00K – $50.00K | Jun 9, 2026 |
| Thomas SuozziHouse / D | Sale$1.00K – $15.00K | May 16, 2022 |
| Thomas SuozziHouse / D | Purchase$15.00K – $50.00K | May 5, 2022 |
Recently reported changes in UPST holdings by institutional investors
Latest 0 13F filings · Source: SEC EDGAR
View all institutional owners →Insider Trading
Quarterly net insider trading by UPST's directors and management
Source: SEC EDGAR (Form 4)
Corporate Lobbying
UPST Estimated quarterly lobbying spending
Source: U.S. Senate LDA
U.S. Patents
New UPST patent grants
Source: USPTO Open Data Portal
Government Contracts
Estimated quarterly amount awarded to UPST from public contracts
Source: USAspending.gov
Top ETF Holders
ETFs with the largest estimated holdings in UPST
| ETF | Est. Holding Size |
|---|---|
| VTIVanguard Morningstar Total Stock Market ETF | $59.65M |
| IWMiShares Russell 2000 ETF | $52.42M |
| VBVanguard Morningstar Small-Cap ETF | $42.82M |
| FESMFidelity Enhanced Small Cap ETF | $23.85M |
| VBKVanguard Morningstar Small-Cap Growth ETF | $22.57M |
| VXFVanguard Extended Market ETF | $21.78M |
Estimated from each fund’s disclosed top holdings × AUM
UPST Insider Score
Our composite score: insider buying, sector, volume, tone & dilution
Bull Case vs Bear Case
AI-generated from UPST’s recent data — informational, not investment advice
Insider Score
Our 0–100 Insider Score and the signals behind it.
The live Insider Score and its full factor breakdown are included with Insider Access.
Unlock Insider Score